END OF YEAR ALERT FOR ALL INSURED PATIENTS, HSA ACCOUNT HOLDERS!
We have only limited openings available now in both doctor and hygiene side. Please act now before Christmas!
When it comes to dental benefit plans, millions of people each year are ringing in the New Year leaving money on the table. According to the National Association of Dental Plans, only 2.8% of people with PPO dental plan participants reached or exceeded their plans annual maximum.
Whether you’re paying for dental care through a benefits plan or using an FSA, your current plans will most likely run out on December 31. Don’t let your hard-earned dental dollars go to waste. Our team has broken down what these benefits are, when you need to use them by and how to make the most of your benefits.
Dental Benefit Plans
Many people with dental benefits get them through their employers. Many insurance companies have a benefit deadline of December 31, and this means that any of your unused benefits don’t roll over into the New Year for most dental plans. Be sure to check with your employer.
Tips for Making the Most of Your Plan
The key with this type of coverage is to take advantage of any benefits before they expire for the year.
Prevention is better than cure both for your health as well as your pocketbook. Most plans typically pay 100% for two preventive visits including a cleaning, so if you have not had one yet, this may be a good time to schedule one.
Start thinking about using your coverage early. During a dental appointment that’s over the summer or in the fall, talk to your dentist about what your dental needs are and what treatment you might need before the end of the year. (For example, a back-to-school appointment is a great time to bring this up.) Make any upcoming appointments early so you can take care of them before the holidays.
Once you’ve determined what your dental needs are, work with your dentist and benefits provider to figure out what is covered. We are happy to help and will look into this information for you with your insurance. You can also call your plan using the 800 telephone number on your identification card, or go to their website for information.
Most plans can cover anywhere between 100% (for preventative procedures such as cleanings, exams, x-rays, fluoride treatment, and sealants) 80% (for restorative procedures such as fillings, root canals) 50% (for cosmetic procedures such as crowns, bridges, veneers, and dentures). Some plans also pay a certain percentage for orthodontic treatment such as invisalign. We would be happy to assist you in finding out how much your insurance will cover for your dental needs.
If you are unsure if you have funds remaining in your account, give South Corona Dentistry team a call today on (951) 737 5540. We are looking forward to hearing from you!